This Privacy Policy explains how Investors POV LLC, a Florida limited liability company, with its principal place of business at 8640 NW 10 PL, Plantation, Florida 33322 ("Investors POV", "we", "us", "our"), collects, uses, shares, and protects personal information when you access investorspov.com or any landing pages we operate on third-party platforms (including but not limited to Kajabi, Stripe, PayPal, Discord, Meta platforms, and other service providers).

Where consent is our legal basis for processing (such as for non-essential cookies or marketing communications), we will request that consent separately, as described below.

Legal Basis for Processing

We process personal information based on one or more of the following legal grounds:

• Your consent
• Performance of a contract
• Compliance with legal obligations
• Legitimate business interests (including improving our Services, reducing fraud risks, and operating marketing systems)

Information We Collect

We may collect personal information that you voluntarily submit, including:

• Name
• Email address
• Billing address
• Payment information (processed securely via third-party processors)
• Account/login credentials (if applicable)

We may also collect automatically through cookies, pixels, and logs:

• IP address
• Device type
• Browser type
• Session data
• Pages viewed & content interactions

Data Retention

We retain personal information only as long as necessary to:

• provide services and access
• comply with legal obligations
• resolve disputes
• enforce agreements

Cookies & Tracking Technologies

We use cookies and similar tracking technologies to personalize content, analyze traffic, and improve user experience.

For EU/UK visitors, non-essential cookies (analytics and advertising) are not placed until you provide affirmative consent via our cookie banner. You may change your preferences at any time using the cookie settings link in our website footer.

We may use third-party cookies for advertising and analytics. These partners may combine information from our site with other websites. You can also manage or disable cookies via your browser settings.

How We Use Information

We may use the information we collect to:

• process purchases and subscriptions
• provide course & community access
• send email communications, updates, offers, support
• conduct analytics, advertising & retargeting (Meta, Google, etc.)
• send abandoned cart reminders

We may share data with trusted service providers who support operations, including:

• payment processors (Stripe, PayPal)
• email/automation and course delivery (our own course platform, with Bunny.net video hosting)
• analytics/ads (Google, Meta)
• CRM and hosting platforms

Data Sharing Clarification

We do not sell or rent personal information. We share data only with service providers who process data on our behalf under confidentiality agreements.

Email Communications & Unsubscribe Rights

You may unsubscribe from marketing emails at any time using the unsubscribe link in emails or by contacting us.

Note: transactional emails (e.g. receipts, account access messages) cannot be opted-out.

Public Interaction

If you share personal information publicly (e.g. Discord), other users may see or use this information. We are not responsible for public disclosures.

Children's Privacy

Our services are not directed to children under age 13. We do not knowingly collect personal data from children under 13. If such data is discovered, it will be deleted.

Analytics, Advertising & Remarketing Tools

With your consent (or, outside the EU/UK, unless you opt out), we use the following tools:

• Google Analytics 4 — to understand how visitors use the site (pages viewed, time on site, device and approximate location).
• Google Ads tag and Meta Pixel — to measure our ads and to show our ads to people who visited our site (remarketing). These providers may combine this with information from other websites.
• Vercel Web Analytics — privacy-friendly, cookie-less page-view statistics.

We use Google Consent Mode: analytics and advertising storage stay off until your cookie choice allows them. You can change your choice at any time with the "Your Privacy Choices" link in the website footer, opt out of Google ads personalization at Google Ad Settings, and manage Meta ads at Meta Ad Preferences or the NAI Opt-Out Page.

Social Media Messages & Comments

When you comment on or message our Instagram or Facebook accounts, we receive your public username and the text you sent through Meta's platforms. If you comment a keyword we advertise (for example, "DAILY"), we may send you an automatic private message with the requested link or information. We keep a log of these interactions for up to 12 months to operate and improve the service. Your use of Instagram and Facebook is also governed by Meta's own privacy policy.

GDPR — If Applicable

If you are in the EEA, you may request:

• access
• corrections
• deletion ("Right to be Forgotten")
• restriction
• portability

Submit requests to: office@investorspov.com

California Resident Rights (CCPA)

If you are a California resident, you may request:

• disclosure of personal information collected
• deletion
• opt-out of sale/sharing — we do not sell personal data for money, but the advertising cookies described above (Google Ads, Meta Pixel) may be considered "sharing" for cross-context behavioral advertising under California law. You can opt out at any time by turning off "Marketing" under "Your Privacy Choices" in the website footer; we also honor the Global Privacy Control (GPC) signal automatically.

Cross-Border Data Transfers

Your information may be transferred to and processed in countries other than your own, including the United States, where data protection laws may differ. We take reasonable measures to ensure safeguards are in place.

Security Measures

We use SSL encryption, secure storage, and limited-access protocols. No system is 100% secure — we cannot guarantee absolute protection.

Do Not Track & Global Privacy Control

Our website does not respond to legacy "Do Not Track" signals, but it does honor the Global Privacy Control (GPC) signal: if your browser sends GPC, analytics and advertising cookies are switched off automatically.

Business Transfers

If Investors POV LLC is involved in a merger, acquisition, restructuring, or sale of assets, your information may be transferred as part of such transaction, subject to this same privacy commitment.

Third-Party Links

We are not responsible for the privacy practices or content of third-party websites or platforms. Visiting such sites is at your own risk.

Changes to this Policy

We may update this policy at any time. The revised Effective Date will reflect changes.

Contact

Investors POV LLC
8640 NW 10 PL
Plantation, Florida 33322
Email: office@investorspov.com

State of Registration: Florida, USA

This Refund Policy applies to all digital products, courses, subscriptions, and memberships sold by Investors POV LLC, a Florida limited liability company.

Refund Policy

We want you to feel confident in your purchase. If you change your mind for any reason, we offer a full money-back guarantee subject to the following terms:

• Eligibility: Refund requests must be submitted within 30 days of the purchase date.
• Full Access Policy: If you have completed the majority or the entirety of the course, all materials remain yours for download and use; therefore, no refund will be issued in such cases.
• How to Apply: Please send your refund request to office@investorspov.com.
• Processing Time: Approved refunds will be credited back to your original payment method within 14 business days.

Subscriptions & Recurring Billing

Subscription products (including membership access, Discord community access, or any recurring billing products) renew automatically unless canceled.

Cancelation stops future billing only — it does not generate refunds for past charges.

Legal Exception

Where required by applicable law, we will comply with any mandatory refund obligations.

Chargebacks & Disputes

Attempting to dispute a charge with your payment provider after receiving access to content or community violates our Terms & Conditions. We reserve the right to revoke access and/or pursue recovery of losses in such cases.

Contact

For questions about this Refund Policy, contact:

Investors POV LLC
8640 NW 10 PL
Plantation, Florida 33322
Email: office@investorspov.com

This Earnings & Results Disclaimer is provided by Investors POV LLC, a Florida limited liability company.

No Earnings Projections or Promises

Every effort has been made to accurately present our programs and their potential. However, Investors POV makes no guarantees that you will earn any money or achieve any particular results using the ideas, strategies, or tools we share in our courses, newsletters, or any related materials.

Educational Purpose Only — Not Financial Advice

All content is provided for educational and informational purposes only and does not constitute financial, investment, legal, tax, or accounting advice. We are not registered as an investment adviser with the SEC or any state regulator.

You should consult your own licensed financial advisor, tax professional, and/or attorney before making any financial decisions.

Affiliate Disclosure

We may receive commissions, affiliate income, or other compensation from certain links, products, or services mentioned (including TradingView and Finviz). This does not affect our opinions or recommendations.

Your Results Depend on You

Any outcomes depend entirely on factors specific to you, including your time commitment, capital, risk tolerance, experience, skills, discipline, market conditions, and execution. Because these factors vary by individual, we cannot and do not guarantee your success or income level.

Past Performance

Any examples of trades, portfolios, gains, losses, backtests, simulations, or case studies are illustrative and not typical. Past performance is not indicative of future results.

Market Risks

Trading and investing — whether in equities, ETFs, options, futures, cryptoassets, or any financial instrument — involve substantial risk of loss and are not suitable for every investor. Do not risk capital you cannot afford to lose.

Trading with leverage (including but not limited to isolated margin) involves significant risk of loss. Past results from backtesting or simulations do not guarantee future performance in live markets.

Regulatory Authority Disclaimer

Investors POV LLC is not affiliated with or endorsed by any regulatory authority, including the SEC, FINRA, or CFTC.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INVESTORS POV LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; OR (C) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT. IN ANY EVENT, THE TOTAL LIABILITY OF INVESTORS POV LLC FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE ACTUAL AMOUNT PAID BY YOU TO INVESTORS POV LLC FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM.

Governing Law

These Terms are governed by the laws of the State of Florida, USA, without regard to its conflict of law provisions. Any dispute shall be resolved through binding arbitration, unless mandatory local laws (such as GDPR or local consumer protection laws) require otherwise.

Contact

Investors POV LLC
8640 NW 10 PL
Plantation, Florida 33322
Email: office@investorspov.com

This website and any additional landing pages operated by us are owned and operated by Investors POV LLC, a Florida limited liability company ("Investors POV", "we", "us", "our"). By accessing the Site or any of our Services, you agree to be bound by these Terms & Conditions.

We reserve the right to modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance.

Intellectual Property

All content, materials, videos, lessons, frameworks, designs, branding, text, graphics, audio, code, and digital assets are the exclusive property of Investors POV LLC, protected by U.S. and international intellectual property laws. You may not copy, redistribute, resell, or create derivative works without written permission.

Online Commerce & Third-Party Platforms

Payments and access to Services may be facilitated through third-party systems (Stripe, etc.). All billing is processed securely via third-party payment providers. Investors POV LLC does not store or access full payment details.

Lifetime Access Definition

"Lifetime access" means access for the lifetime of the product OR for the lifetime of the commercial operation of that product — whichever ends first. We cannot be responsible for third-party platform shutdowns or policy changes.

Refund Policy

We want you to feel confident in your purchase. If you change your mind for any reason, we offer a full money-back guarantee subject to the following terms:

• Eligibility: Refund requests must be submitted within 30 days of the purchase date.
• Full Access Policy: If you have completed the majority or the entirety of the course, all materials remain yours for download and use; therefore, no refund will be issued in such cases.
• How to Apply: Send your refund request to office@investorspov.com.
• Processing Time: Approved refunds will be credited back to your original payment method within 14 business days.

Subscriptions & Recurring Billing

Subscription products (including membership access, Discord community access, or any recurring billing products) renew automatically unless canceled. Cancelation stops future billing only — it does not generate refunds for past charges.

No Investment Advice

Investors POV LLC is NOT a registered investment advisor, broker-dealer, or financial advisor. Nothing provided by Investors POV LLC — on this website, in our courses, newsletters and emails, on social media (including Instagram, Facebook, X, YouTube and Reels), or in our Discord community — constitutes personalized investment advice or a recommendation to buy or sell any security. Lists such as "stocks on our radar" or "top movers" describe market activity and news; they are not buy or sell signals. Past performance is not indicative of future results. You are solely responsible for all financial decisions you make.

Market Data, Sources & Accuracy

Market prices, economic figures and news summaries come from third-party sources (for example, market-data providers, government agencies such as the Federal Reserve Bank of St. Louis, the SEC and the Bureau of Labor Statistics, and news publishers). Data may be delayed, revised or inaccurate, and is provided "as is" for informational purposes only. We summarize news in our own words and credit the original source; we are not affiliated with or endorsed by those sources.

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Use of Automated & AI Tools

Some of our content (including news summaries, graphics, captions and voice-overs) is prepared with the help of automated and artificial-intelligence tools and is reviewed by our team before publication. Despite these checks, errors may occur. If you believe something we published is inaccurate, please contact us and we will review and correct it where appropriate.

Positions & Conflicts of Interest

Investors POV LLC, its owners and team members may hold positions in securities or assets mentioned in our content. We do not buy or sell a security within 48 hours before or after publishing content about it. We may earn affiliate commissions from some products or services we mention (see our Earnings Disclaimer).

User Conduct

You may not violate any law, harass or abuse others, distribute unauthorized content, share login credentials, resell our content, upload malware, or impersonate Investors POV. We may revoke access without refund for violations.

By submitting content to our platforms, you grant Investors POV LLC a worldwide, non-exclusive, royalty-free license to host, store, and display such content. You are solely responsible for the legality and accuracy of the content you share.

Chargebacks & Disputes

Attempting to dispute a charge with your payment provider after receiving access to content or community violates these Terms & Conditions. We reserve the right to revoke access and/or pursue recovery of losses in such cases.

Governing Law & Mandatory Arbitration

These Terms are governed by the laws of the State of Florida, USA, without regard to its conflict of law provisions. Any dispute shall be resolved through binding arbitration, unless mandatory local laws (such as GDPR or local consumer protection laws) require otherwise.

Where arbitration applies, it shall be administered by the American Arbitration Association (AAA). Class actions are strictly prohibited to the extent permitted by applicable law.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INVESTORS POV LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; OR (C) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT. IN ANY EVENT, THE TOTAL LIABILITY OF INVESTORS POV LLC FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE ACTUAL AMOUNT PAID BY YOU TO INVESTORS POV LLC FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM.

Contact

Investors POV LLC
8640 NW 10 PL
Plantation, Florida 33322
Email: office@investorspov.com